Check whether a quote covers materials, labour, overheads, contingency, and your target profit margin before you send it.
A quote can cover the merchant bill and still lose money. The business also has to pay for labour, vehicles, insurance, tools, office time, callbacks and the gaps between jobs. This checker treats materials, labour and other job-specific spending as direct costs, then adds overhead and contingency allowances before calculating profit. Gross margin is profit divided by the selling price; markup is profit divided by cost. A 20% markup does not produce a 20% margin. Use the result as a commercial planning check, not a substitute for up-to-date supplier prices, detailed take-offs, tax advice or contract review.
Part of Builder Tools Calculators — free construction tools for UK tradespeople.
Planning aid only. Check supplier prices, employment costs, tax treatment, programme risk and contract terms before issuing a quote.